Debt is a serious problem for almost two thirds of students, according to the latest government research.

The report for the Department for Education and Skills and Universities UK by the Institute for Employment Studies found a raft of problems for university students, which increased among those from poorer backgrounds.

Although more than four out of five students were satisfied overall with their choice of institution and course, undergraduates from ethnic minorities and those from low-income families are most likely to have problems over financial hardship, the report said. A fifth had housing problems and some students felt their tutors could do better at supporting them through difficulties.

Forum Response: Universities UK

Diana Warwick, chief executive of Universities UK, told ePolitix.com: "Universities UK welcomes the news that so many students are happy with their choices as universities work hard to ensure that the student experience is a positive one. We are already working to optimise the information students receive and to improve the financial support for poorer students. Estelle Morris, secretary of state for Education and Skills, responded to calls for action in a recent keynote speech, announcing a review of the current system to tackle debt, the perception of debt and to simplify complex existing arrangements."

"However, universities are also concerned that changes are not made at the expense of funding for institutions. This report clearly shows that it is vital that students receive appropriate support once in higher education, for example from their tutors, to help widen participation and to ensure that students take full advantage of their higher education experiences."